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Patisserie or Brasserie Business Loan

Patisserie or Brasserie Business Loan

Small Business Financing for Patisserie and Brasserie with Bad Credit

Securing small business financing for a patisserie and brasserie with bad credit can be challenging but not impossible. We at Business Capital USA may offer options tailored to businesses with poor credit. These might include alternative financing solutions. They include merchant cash advances, revenue-based financing, and equipment financing. These are more accessible to businesses with bad credit.

To improve your chances of approval, you can also offer collateral, like equipment or property. Or, you can bring in a cosigner with good credit to boost your application. Also, a strong business plan and steady revenue and cash flow can help lenders see your business's potential. This is true even if you have a low credit score.

Qualifications for Merchant Cash Advance Loans for Patisserie Business

Qualifications for a merchant cash advance (MCA) for a patisserie business can vary. It depends on the lender. But, typical qualifications may include:

  • 1 year in business
  • Monthly revenue not less than $15,000
  • The business owner possesses a Social Security Number (SSN)
  • The Business Tax ID / EIN is valid
  • 3 months bank statement is available

Each lender has its own requirements. So, check with them to learn their criteria for cash advances.

How to Use Equipment Financing for Patisserie and Brasserie?

Using equipment financing for your patisserie and brasserie can help you get the tools you need. Here's how you can make the most of equipment financing:

  • Identify Equipment Needs: Decide which equipment is essential for your patisserie and brasserie. This includes ovens, mixers, refrigerators, and display cases.
  • Research Equipment Suppliers: Look for reputable suppliers that offer high-quality equipment. Some suppliers may even offer financing options themselves.
  • Calculate Costs: Determine the total cost of the equipment you need, including taxes, delivery, and installation fees.
  • Apply for Financing: Apply for equipment financing through Business Capital USA. Provide necessary documentation such as business financials, equipment quotes, and credit history.
  • Review Terms and Conditions: Review the terms and conditions of the equipment financing agreement. Fees, interest rates, and repayment terms are included here.
  • Get Equipment: Once approved, use the financing to buy the equipment. Ensure that it meets your specifications and is installed.
  • Start Using the Equipment: Use the equipment in your patisserie and brasserie. It will improve efficiency and enhance your offerings.
  • Repay the Loan: Make regular payments according to the financing agreement to repay the equipment loan.

Using equipment financing can help you get the tools you need. It will help you grow your patisserie and brasserie business. And it won't strain your cash flow.

Get a Patisserie or Brasserie Business Loan with Business Capital USA!

To get a business loan from Business Capital USA for your patisserie or brasserie, start by visiting our website. Go to the business loan section. Check the rules to ensure your business qualifies. Rules may include factors like credit score, time in business, and annual revenue.

Fill out the online application with information about your business, financing needs, and contact details. Submit any required documentation, such as bank statements and financial records. Once we process and approve your application, you can get the funds. They will help grow your patisserie or brasserie business.


Business Cash Advance from Business Capital USA was the perfect and timely choice for my restaurant business. The funding process was relatively easy and quick. It is definitely the effective way forward for small business funding.

Jayme B., Restaurant
The funding service was exceedingly great. I appreciate the open and honest loan information and quick process of funds. I will definitely come back to Business Capital USA for my restaurant funding needs.

Arlean B., Restaurant & Café
I was in need of extra financing to upgrade my commercial kitchen. I availed restaurant financing from Business Capital USA and was not disappointed. Besides, I have nothing to worry with the manageable repayment option.

Randy E., Canteen Restaurant
My business hit a rough ground and I was in short supply of funds. I applied for merchant cash advance for restaurants with Business Capital USA and it was fabulous to work with them. Many thanks!

Christy C., Food Court