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Dessert Shop Business Loan

Dessert Shop Business Loan

Small Business Loans for Ice Cream Shops

Small business loans are crucial for ice cream shop owners, helping them cover startup costs, buy equipment, hire staff, and market their businesses. Traditional and SBA loans need a solid business plan and good credit. Equipment financing spreads equipment costs over time. Business lines of credit offer flexibility for managing cash flow, and crowdfunding is a popular option for raising funds. These loans are essential for ice cream shops to succeed in a competitive market.

What is Acquisition Financing for Dessert Shop Business?

Acquisition financing for a dessert shop business refers to the funds obtained to buy an existing dessert shop. This financing is used when a business owner wants to buy an established dessert shop instead of starting a new one.

Acquisition financing can come from many sources those are:

  • Bank Loans
  • Small Business Administration (SBA)
  • Seller Financing
  • Asset-Based Loans
  • Private Investors

Acquisition financing is a complex process that requires careful planning and consideration. It's essential to evaluate the dessert shop's financial health, the financing terms, and the potential for future growth before proceeding with an acquisition.

Can I Get Dessert Shop Funding for Bad Credit with Business Capital USA?

Yes. You can get dessert shop funding with bad credit from Business Capital USA. We offer financing solutions for small businesses, including those with less-than-perfect credit. However, the specific terms and eligibility criteria may vary based on your credit history and the financial health of your dessert shop.

Eligibility Criteria for getting dessert shop funding with us:

  • 1 year in business
  • Monthly revenue is not less than $15,000
  • The owner possesses a Social Security Number
  • The Business Tax ID / EIN is valid
  • 3 months' bank statements are available

Business Capital USA utilizes cutting-edge technology to streamline the application process, ensuring your business can access the working capital it needs.

Merchant Cash Advance for Dessert Shop Business

A merchant cash advance (MCA) can be a convenient funding option for dessert shop businesses. With an MCA, you receive a lump sum of cash upfront, repaid through a percentage of your daily credit card sales. This repayment structure can benefit dessert shops with fluctuating revenue, as you'll pay back more during busy periods and less during slower times. However, MCAs often have higher fees and interest rates than traditional loans. So, it's essential to consider the costs before opting for this financing.


Business Cash Advance from Business Capital USA was the perfect and timely choice for my restaurant business. The funding process was relatively easy and quick. It is definitely the effective way forward for small business funding.

Jayme B., Restaurant
The funding service was exceedingly great. I appreciate the open and honest loan information and quick process of funds. I will definitely come back to Business Capital USA for my restaurant funding needs.

Arlean B., Restaurant & Café
I was in need of extra financing to upgrade my commercial kitchen. I availed restaurant financing from Business Capital USA and was not disappointed. Besides, I have nothing to worry with the manageable repayment option.

Randy E., Canteen Restaurant
My business hit a rough ground and I was in short supply of funds. I applied for merchant cash advance for restaurants with Business Capital USA and it was fabulous to work with them. Many thanks!

Christy C., Food Court