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Auto Dealer Funding

Once approved, the dealership can use the funds as needed. For example, if the dealership needs to buy new inventory, they can use the financing. They can use it to buy vehicles from manufacturers or at auctions. As the dealership sells vehicles, they can repay the loan or line of credit, along with any interest and fees.

Eligibility criteria:

  • 1 year in the business
  • Possess a Social Security Number (SSN)
  • Monthly revenue should be $15,000
  • Provide a 3-month bank statement
  • A valid Business Tax ID / EIN

Dealership financing can be vital for dealerships. It helps them manage cash flow, jump on growth chances, and handle industry challenges. By securing the right financing, dealerships can strengthen their businesses and better serve their customers.

Small Business Loans for Car Dealers

Small business loans for car dealerships can be crucial for managing cash flow, expanding inventory, or investing in marketing efforts. These loans are designed to help car dealers cover various expenses related to their operations. Here are some common types of small business loans that car dealerships might consider:

  • Inventory Financing
  • Working Capital Loans
  • Equipment Financing
  • Expansion Loans
  • Dealer Floor Plan Financing

When considering small business loans for a car dealership, it's essential to compare loan terms, interest rates, and fees from many lenders to find the best financing option for your specific needs. Working with a lender who understands the automotive industry can also be beneficial, as they may offer specialized loan products tailored to car dealerships.

Why Opt for Auto Dealership Business Loans?

TThere are several reasons why auto dealerships might opt for business loans:

  • Inventory Purchase
  • Cash Flow Management
  • Expansion and Renovation
  • Marketing and Advertising
  • Technology and Equipment
  • Dealer Floor Plan Financing

Overall, auto dealership business loans can provide the financial flexibility and resources needed for dealerships to thrive in a competitive market and adapt to changing industry trends.

Auto Dealership Financing with Business Capital USA

Choosing Business Capital USA for your auto dealership financing needs because of our tailored financing options and understanding of the automotive industry. We provided flexibility and willingness to work with me made them stand out among other lenders.

Working with us is a seamless experience. From the initial application to the funding process, our team will help you throughout, ensuring the support you need. We offer competitive rates and terms.

Apply online: Fill out our simple online application form and attach the required documents.

Get approved: Once we have all your documents, we'll approve your loan.

Get funded: Funding is available within 24 hours.

With our financing, you can expand your inventory. You can also improve your dealership's facilities and invest in marketing efforts. This will help you attract more customers and grow my business.


Business Cash Advance from Business Capital USA was the perfect and timely choice for my restaurant business. The funding process was relatively easy and quick. It is definitely the effective way forward for small business funding.

Jayme B., Restaurant
The funding service was exceedingly great. I appreciate the open and honest loan information and quick process of funds. I will definitely come back to Business Capital USA for my restaurant funding needs.

Arlean B., Restaurant & Café
I was in need of extra financing to upgrade my commercial kitchen. I availed restaurant financing from Business Capital USA and was not disappointed. Besides, I have nothing to worry with the manageable repayment option.

Randy E., Canteen Restaurant
My business hit a rough ground and I was in short supply of funds. I applied for merchant cash advance for restaurants with Business Capital USA and it was fabulous to work with them. Many thanks!

Christy C., Food Court