Merchant cash advance, the retail business loans alternative
Consumer spending trends, in general, determines the success of retail business. Any small business, such as - health food store, gift shop, toy shop, fashion boutique, online store, etc. requires working capital to develop or to sustain a positive cash flow. Additionally, traditional lenders like banks do not offer the required retail store loans if small independent retailers have poor credit history or if their retail business is a new one. Consequently, the process of procuring retail business funding turns into a daunting affair, particularly if previously declined for a bank loan. In such a scenario, alternative to retail business loan in the form of merchant cash advance can be of great help.
Why is business cash advance ideal for retail working capital funds?
Getting retail financing with Business Capital USA is easy, fast and convenient. Our business cash advance program is not a loan; it is an unsecured cash booster for your retail business. It is uniquely tailored for you to cope with your small retail business’s individual requirements. In contrast to small business loans from banks that restricts you with fixed monthly payments, our program allows flexible repayments. Hence, it is an affordable funding option for your retail business.
We grant you working capital against your future receivables, based on the health of your business rather than solely on your past credit. We have thus approved many retail businesses in need of cash advance. The easy online application form is short and takes few minutes to complete. Besides, the process involves limited paperwork. To qualify for retail merchant cash advance up to $2M, your small business must be a 1 year old and should be processing $15,000 in monthly sales. Thus, we make getting the required money for your business a completely effortless affair.